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If you are a citizen of Florida and are behind on your bills, or a creditor has mistakenly indicated that you are, you may be contacted by a debt collector. There are both federal and state regulations that protect you, as a consumer, from these potentially abusive and intrusive practices. Know your rights and protections Read More

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LIMITATIONS OF THE FDCPA AND A STATE LAW SOLUTION IN FLORIDA As indicated in the first installment of our Debt Collection Protection series, the Fair Debt Collection Practices Act (“FDCPA”) has limitations on its authority. As we covered previously, it is important to note that the FDCPA only governs “collectors.” Under the law, a collector is Read More

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Understanding Florida Auto-Insurance

In the state of Florida, if you own a vehicle with at least four wheels and are registering it, you must have Florida insurance. Any person who has a vehicle in Florida for more than 90 days during a 365-day period must purchase personal injury protection and property damage liability insurance coverage. [1] Since it is required, Read More

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Uninsured Motorist Coverage

If you are injured in an automobile accident in Florida, the chances are about one in five that the driver at fault is uninsured. Florida has one of the highest uninsured driver populations in the nation, with 19% of its drivers without liability coverage. Although Personal Injury Protection (PIP) is mandatory and carries a $10,000 Read More

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What Are The Top 4 Medical Mistakes That Are Committed?

Most people may have the misconception that a medical mistake only means that there was a mistake during a surgery. Surgical errors are amongst the top medical mistakes, but there are other medical mistakes that many people may not even begin to think about. A medical mistake within the medical world can occur for various Read More

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