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Auto Insurance Requirements in Florida

Florida drivers are required to carry the following minimum insurance:

  • $10,000 in personal injury protection (PIP) benefits, and
  • $10,000 in property damage liability (PDL) benefits.

Unlike most other U.S. states, Florida does not require drivers to have bodily injury liability (BI) benefits. BI pays for death or serious and permanent injury to others when you are legally liable for those damages. If an insured is sued, the insurer will provide legal representation. As previously stated, all auto insurance policies must be purchased from insurers licensed to do business in Florida. Driving without insurance in Florida is illegal, and a driver may have his or her license suspended if caught driving without at least the minimum required insurance.

For more information on Auto Insurance Requirements In Florida, a free initial consultation is your next best step. Get the information and legal answers you are seeking by calling (727) 827-7777 today.

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